First National Bank of Walker

INTRODUCTION TO INTERNET BANKING

- a virtual bank branch for your business whenever you need us!
Internet Banking is the simple, safe, and secure way to bank. Just point and click to confirm your current balance or verify a check has cleared. Fill out an on-screen application for a new account or loan. Pay your loans and other bills, or transfer money between your accounts with a few key strokes. Internet banking delivers a virtual bank branch right to your computer so you can accomplish important banking tasks quickly and conveniently.
Access our virtual branch through our home page via your Internet Service Provider (ISP). There is no need to wait in traffic, in line, or on hold to get the banking services you require. Internet Banking lets you bank with us from anyplace in the world- at anytime. It is a better way to bank.
Intuitive menus, system icons, and well-organized hyperlinks make it easy for you to get information and/or initiate transactions any time of the day or night. Whether you are balancing your checkbook after a busy day, paying a bill you have not had time to pay, or transferring funds so you can make an unexpected purchase, you can do it all with a few keystrokes. All it takes is a computer and Internet connection.

MONEY MANAGEMENT AT YOUR FINGERTIPS!
Internet Banking puts you in control of your money as well as your time. It provides the accurate, current information you need to make sound financial decisions. It even downloads the data directly to most of today's most popular financial management software applications so you can plan and track your budgets- without entering the data twice.

SECURITY IS OUR FIRST CONCERN
Multifactor Authentication provides enhanced and additional security for the online banking application. It is now a standard part of our online banking and works as part of our commitment to protect you against identity theft and fraud. Multifactor Authentication adds extra layers of online security to prevent unauthorized access to your accounts and reinforces the fact that you are at our financial institution's Internet Banking website.
You can sign up for internet banking in one of the following ways:

Click Here to access our demo site. Then click on the "Sign up for Online Banking" link to fill out the application on-line.

CHECK FREE BILL PAYMENT
What does it mean to be check free? It means no more checkbook, stamps and filing cabinet. It means paying all your bills with a point and a click, and with maximum efficiency. It means having more control. More certainty. More time.
Electronic billing and payment gives you the power to be check free. From your utility company to your dentist to your day care provider, you can pay everyone you pay now - anytime, anywhere - all with the click of a mouse. Schedule payments up to a year in advance, or schedule variable and recurring payments. Review pending payments and have access to full payment history.
No more spending hours a month writing out checks, balancing your checkbook, filing your bills, licking and stamping envelopes. Now you can pay all your bills online, from anywhere -- home, work or while on the road.
You can also receive bills electronically from a growing list of the nation's billers. The bill summary and/or full detail are accessible right on your screen. After viewing, simply click your mouse to authorize payment, and then store your bill for future reference.
COOLER, BETTER, FASTER THAN PAPER
Discover the convenience of electronic billing and payment. Receiving and paying your bills online is cooler, better and faster than paper. Once you enjoy the convenience of getting and paying your bills online, you will have more time for better things.
Benefits of our electronic billing and payment service include the ability to:

•	Pay everyone you pay now, from your mortgage company to your child at college
•	Save time - pay all your bills with the click of a mouse
•	Receive some bills online, eliminating paper bills
•	Schedule recurring payments that you make every month
•	Have control of when your payments will be scheduled
•	Save money - no more stamps!

It's the smart way to pay. Become check free.
YOUR SAFETY IS GUARANTEED
Rest assured that your online payments will be executed safely and reliably. All electronic payments processed through CheckFree are backed by the CheckFree Guarantee. This two-part guarantee provides protection from unauthorized transactions, and limits your liability for late-payment-related charges due to processing delays, so long as the payment is scheduled in accordance with the service Terms & Conditions.