FACTS WHAT DOES FIRST NATIONAL BANK OF WALKER DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number
- Account balances
- Payment history
- Credit history
- Mortgage rates and payments
- Checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First National Bank of Walker chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does First National Bank of Walker share? Can you limit this sharing? For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO For our marketing purposes—
to offer our products and services to you
NO We don't share For joint marketing with other financial companies NO We don't share For our affiliates’ everyday business purposes—
information about your transactions and experiences
NO We don't share For our affiliates’ everyday business purposes—
information about your creditworthiness
NO We don't share For non affiliates to market to you NO We don't share
Questions? Call 218-547-1160
Who we are Who is providing this notice? First National Bank of Walker
What we do How does First National Bank of Walker protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does First National Bank of Walker collect my personal information?
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
- Open an account
- Apply for a loan
- Provide employment information
- Provide your mortgage information
- Show your driver's license
Why can’t I limit all sharing?
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing.
- sharing for affiliates' everyday business purposes -- information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non affiliates to market to you
Companies related by common ownership or control. They can be financial and non financial companies.
- First National Bank of Walker does not share with our affiliates
Companies not related by common ownership or control. They can be financial and non financial companies.
- First National Bank of Walker does not share with non affiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- First National Bank of Walker doesn't jointly market.