VISA GIFT CARDS

First National Bank of Walker offers the following gift cards to our customers:

• The Visa TravelMoney Card

What is the Visa TravelMoney Card?

The Visa TravelMoney card is a modern way for customers to carry and access their holiday funds when travelling abroad. The card offers a safe and convenient way to carry funds, but it also allows cardholders to keep their holiday money separate and is therefore excellent for budgeting.

This is a card that is pre-loaded prior to travelling and it can be used at any Visa Debit accepting merchant in the world as well as Visa ATMs to withdraw cash 24hrs a day.

Features and Benefits:

• Prepaid
• Loaded in US dollars
• PIN and signature protected
• Accepted at over 1 million Visa ATMs, millions of merchants worldwide who accept Visa Debit cards,   and Interlink merchants
• Can be used for online and mail order purchases
• Funds will be replaced if the card is lost or stolen (subject to terms and conditions)
• 24hr access to customer support and account information via the internet or a free phone line
• Instantly available at participating member banks
• May be ordered via the internet at participating member banks’ websites
• Additional cards available for extra security or for a travelling companion to access the same funds
• Includes: Visa Purchase Security, Visa Zero Liability and Visa Emergency Assistance Service   (including lost luggage reimbursement). For more details refer to the User’s guide accompanying   the card
• Cash over the counter available from member banks
• Cash-back available with your purchase at Interlink merchants
• Up to a 24 month expiration date

*Some Visa ATM operators may charge an additional fee
**Where allowed by state law, if the card has not been used for more than 12 months we will debit the account with a monthly maintenance fee of $1.25 until it is closed, the balance has reached zero or use (including credits) has resumed.

LimitsUS$
Maximum Load/Reload9,999.99
Minimum Load/Reload250.00
Maximum Load Amount over the card life 39,000.00
ATM Withdrawal limit1,000.00 USD per 24 hours
Over the counter cash and cash back limits 250.00
No. of Reloads Unlimited through card expiration
No. of additional cards 2

• The Visa Gift Card

What is the Visa Gift Card?

The Visa Gift Card is a modern way for customers to give gifts where they once may have given cash, gift cheques or gift certificates.  The Visa brand makes these cards popular with recipients of all ages since they can be used anywhere Visa is accepted.

Features and Benefits:

• Prepaid, instant-issue card that is active upon load
• Loaded in US Dollars in amounts from $25 - $500.
• Accepted anywhere Visa is accepted, not at individual and specific merchants
• Replacement cards available
• Up to 18 month expiration date
• Cardholder support 24/7/365